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Published on January 23rd, 2015 | by Jordan

Do You Know About Home Equipment Breakdown Coverage?

Whether it’s your home theatre system, laptop computer or washing machine, losing an important piece of home equipment to malfunction or breakdown can be a stressful and costly experience. Extended warranties are often expensive, and even standard warranties can require time-consuming mail-in applications before they come into effect. Keeping your equipment protected doesn’t have to be difficult, and now you can get all the coverage you need for less than you ever imagined.

Home Equipment Breakdown Coverage (HEB) from CAA protects your electronics, home equipment, appliances and more from unexpected electrical, mechanical or pressure-system breakdowns; for one flat fee, HEB coverage acts as a comprehensive and continuous coverage for many of the items in your home.

Power surges, malfunctions and part failure are all extremely common issues that almost every homeowner experiences; can you think back to a time where you’ve needed a repairman to look at your air conditioning unit, water heater, dishwasher or electrical system?

The fact is, most homeowners’ policies don’t cover your home equipment if it fails or breaks down; whether it’s a voltage spike that shorts out your flatscreen TV or an overloaded circuit that fries your computer equipment. Here’s a quick comparison of HEB and the average home warranty company:


Plus, if you and your family need to evacuate your home due to a potentially dangerous malfunction (such as an overloaded deep well pump), HEB coverage can even help cover your temporary accommodations! Additionally, if your equipment fails, replacing it with a similar unit that has an Energy Star or similar “Green” rating will allow you to receive up to 150% of the replacement cost. By allowing you to replace covered property with equipment that is more environmentally friendly, HEB coverage plays a valuable role in helping to make our planet a better place to live.

Sooner or later an expensive and critical piece of equipment in your home will break down, and unless you’re protected, repairs or replacement can cost a small fortune. You’ve worked hard to afford the devices and appliances that keep your home running, so protect them with service from CAA Home Insurance. For as low as $2.50 per month, you can insure your home equipment and feel confident knowing that if anything should happen, we’ll be there to help.




*Home Warranty Company information was provided by a website review and is accurate as of June 2014. Printed in USA ©2014 Factory Mutual Insurance Company. All rights reserved. This info. sheet is made available for informational purposes only in support of the reinsurance relationship between Mutual Boiler Re and its Partner Companies. This information does not change or supplement policy or treaty terms or conditions. The liability of Mutual Boiler Re is limited to that contained in the reinsurance treaty agreement.

Certain conditions, limitations and underwriting guidelines apply.

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